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Forum: Briefing Topic: your layers started by: miniamuff Posted by miniamuff on Nov. 16 2007,11:13
Hi! I also < 1982 volkswagen rabbit > change the engine oil every 3,000-5,000 miles and rotate tires < 850 volvo wiring > every 6,000-10,000 miles. Honda recommends the high numbers, but I < volvo 850 engine > have never been comfortable with them. We < charger scion super xb > could live without our cars, but we wouldnt. We live in New York City, < 2000 subaru legacy gt > so public transportation is abundant enough that we dont need a car, much less < grill oem scion xb > two. However, its a lifestyle that we wouldnt give up. Currently, I commute < 2001 mazda protege body kit > to work be cause public transportation would take be < 89 engine mercury new tracer > about one and a h alf < mercedes-benz slk-class > hour each way; whereas driving can take anywhere between 20 < mitsubishi eclipse body part > minutes to 40 minutes. Dont worry, the rest of the family still commute daily using public transportation. My sister lives < triumph motorcycle > in Virginia, and we visit her family about once a month. Its much more convenient to travel by car < mitsubishi lancer evolution iv > in this situation. The expenses that most people forget. When I talk to younger people < lincoln town car limousine > who wanted to buy a car, they always seems to conveniently forget about < 1997 mazda 626 > these other expenses. By the way, Edmunds has a nice Car < mazda miata performance > Insurance - as far as car own ership < my autos > goes, this is the second most, or the most expensive bill. Right now, I < 2005 pontiac gto picture > am paying over $2,200 to insure two cars. Fortunately, I just got that lowered < 1977 porsche 924 > to $1,650 I will blog about it later this week. Depreciation - as mentioned earlier, any car you buy lose some < 2005 pontiac grand prix > of its value the minute you drive it off the lot. My car lost about 20% since I bought it 2 years < land rover pittsburgh > ago. This is actually quite good. Some cars depreciate a lot faster than this. This < lincoln ls body part > is the hidden cost that not many people recognize. Fuel - with < lexus riverside > rising gas cost, this can be a significant amount. I drive an average < toyota sequoia sr5 > of 11,000 miles per year, so I figure I pay about $1,500 per year (at average price < toyota tundra trd > of $2. 75 per gallon, and 20 miles per gallon). Maintenance and repair - during the first few years, regular < 2003 toyota tacoma > oil change and basic maintenance cost about $100-150 a year; and this number only goes < toyota of dallas > up as the car get older. Other expenses include financing fee, taxes and dealership < 2002 review sequoia toyota > fees, vehicle registration, inspection fee, < toyota camry photo > parking, highway tolls, < jeep wrangler unlimited > and violations. Hero in our world. Buy as much insurance as you can afford, but keep < kia optima bumper > the deductible high. I < 2001 camper kia sportage > recently upgraded my insurance from 100/300/100 to < nissan tulsa > 250/500/100 with a $1 million umbrella < nissan 300zx auto car repair manual > of top of it. To keep my premium low, I chose the $1,000 < consumer report nissan pathfinder > deductible, but with full glass coverage. Why? < porsche cayenne limousine > We live in a litigious society. You never know what will < saturn vue report > happen and who will file a lawsuit < renault twingo > against you. Some examples: my dad and I were sued by someone < ITMO spb > who ran the red light, and nearly totaled our 1998 Ford C ontour, and my dads friend rear ended somebody and had to fight a $1 million lawsuit. |